USSD stands for Unstructured Supplementary Service Data. it’s a real-time messaging service that allows mobile phone users to interact directly with their service providers through short codes and in this case; your Banks. It is a GSM communication protocol for different Banks using their own unique code with which you can use to interact with the banks using the Bank’s USSD code. with Bank USSD Code, you can transfer money to anyone using any bank, you can recharge your phone, your can pay for your Utility Bills and many more services. With this service, you don’t need internet and it works with any phone. This is a continuation of our previous article that describe the USSD for Banks A to H. Read about it Here . The bank USSD codes are as follows with their services.